Lead note · Toronto
Toronto's transit fares changed on 1 September 2026, when monthly fare capping replaced most monthly passes. What each payment method costs, how the two-hour transfer works, how the 47-trip cap is counted, and the habits that quietly add to the bill.
Paying for the TTC used to mean choosing between a monthly pass and pay-as-you-go. Since 1 September 2026 there is a third option that does the choosing for you: tap the same card or phone every time, and after 47 paid trips in a calendar month the rest of that month's rides are free.
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